Colorado Home Buying Workshop • Worksheet 3
Buyer Offer Strategy Worksheet
I created this worksheet because I have seen a lot of buyers get attached to a home and start making financial decisions based more on emotion than strategy. When it is time to write an offer, we usually walk through all of these things together, but many buyers find it helpful to see it on paper first. A smart offer is usually not just about whether a seller will take less. Sometimes the better move is stronger protections, seller concessions, a lower payment, a better rate, or having more money left in the bank after closing.
This worksheet is meant to help buyers see what matters, what makes sense, and how to put an offer together more strategically before the pressure takes over.
StrategyFigure out whether this home calls for a competitive offer, a protective offer, or simply a smarter structure.
Cash PositionSort out whether a lower price really matters most, or whether keeping more money in the bank after closing matters more.
ProtectionsPressure-test well, septic, repair-risk, loan, and property-condition issues before you commit.
